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Current Rates

The following rates are effective through December 24, 2024

 

Rates may change after account is opened and fees or other condition may reduce earnings.
*APY=Annual Percentage Yield

Certificates Of Deposits

InvestmentsAPY*Interest RateMinimum BalanceCompounded
3 Months0.30%0.30%$1,000.00Quarterly
6 Months0.80%0.80%$1,000.00Semi-Annually
1 Year1.15%1.15%$1,000.00Semi-Annually
2 Year1.21%1.21%$1,000.00Quarterly
3 Year1.10%1.10%$1,000.00Quarterly
4 Year1.10%1.10%$1,000.00Quarterly
5 Year1.36% 1.35%$1,000.00Quarterly

Interest penalty is required for early withdrawal on time deposits.
$1,000 Minimum Opening Deposit

Statement Savings

InvestmentsAPY*Interest RateMinimum BalanceCompounded
All Balances0.15%0.15%$10.00Semi-Annually

$100 Minimum Opening Deposit

Health Savings Account (HSA)

InvestmentsAPY*Interest RateMinimum BalanceCompounded
All Balances0.75%0.75%$0.01Monthly

$100 Minimum Opening Deposit

Christmas Club

InvestmentsAPY*Interest RateMinimum BalanceCompounded
$1.00 to $10,000.000.50%0.50%$1.00Annually
Over $10,000.000.25%0.25%$1.00Annually

$10 Minimum Opening Deposit

Individual Retirement Account (IRA)

InvestmentsAPY*Interest RateMinimum BalanceCompounded
1 Year IRA1.15%1.15%$1,000.00Semi-Annually
2 Year IRA1.20%1.20%$1,000.00Semi-Annually
3 Year IRA1.10%1.10%$1,000.00Semi-Annually
5 Year IRA1.36%1.35%$1,000.00Semi-Annually

Interest penalty is required for early withdrawal on time deposits.
$1,000 Minimum Opening Deposit
Tiered Accounts

Money Market

InvestmentsAPY*Interest RateMinimum BalanceCompounded
$500-$2,499.990.08%0.08%$500.00Monthly
$2,500-$49,999.990.30%0.30%$500.00Monthly
$50,000-over0.35%0.35%$500.00Monthly

$500 Minimum Opening Deposit

N.O.W. Accounts

InvestmentsAPY*Interest RateMinimum BalanceCompounded
$300.00-$9,999.990.08%0.08%$300.00Monthly
$10,000.00-$99,999.990.13%0.13%$300.00Monthly
$100,000.00-$299,999.990.18%0.18%$300.00Monthly
$300,000.00-OVER0.23%0.23%$300.00Monthly

$300 Minimum Opening Deposit