Home Equity Loans

With a Shelby County State Bank Home Equity Loan you might be able to save money on our special low, locked-in interest rate that could be 100% tax-deductible (consult your tax advisor). You’ll enjoy the convenience of affordable monthly payments over a fixed time period and you might be able to save even more by paying off higher interest obligations such as department store charges.

With our Home Equity Credit Line, you can also enjoy lower interest rates and tax savings benefits.

To find out whether you’re in a good borrowing position, and the maximum amount you should be able to borrow, take our SCSB One-Minute Home Equity Loan Test. You might also want to order your Credit Report to make sure you’re in good standing. Then, call us at any of our convenient locations we’ll get back to you right away with the answer you need.